software to maximize your SOCIAL SECURITY benefits
If you're like most Americans, working through the rules and regulations of Social Security can be overwhelming.
Our planning software guides you through the thousands of possible ways to claim, to the right answer for your situation.
Get started by trying out our free Basic Planning service--no credit card information required.
Learn more about the features included in our free Basic Strategy and premium Complete Strategy.
Harbor finds the right strategy for you
Our expert software will guide you through all the major factors that make your situation unique:
DEFERRING VS. CLAIMING EARLY
Delaying can raise your benefit amount, but might not be the right strategy if you have short-term income needs or health issues.
YOUR OVERALL RETIREMENT PLAN
Social Security is only part of the picture. We provide complete retirement planning, so your strategy will fit with your overall retirement plan: goals, investments, and more.
CLAIMING WITH A SPOUSE
Married couples have literally thousands of ways to claim benefits. A good strategy can result in tens of thousands of dollars more in benefits that many people miss out on.
RULES FOR SPECIAL SITUATIONS
Get help understanding complicated eligibility & claiming rules, and maximize what you're entitled to as a survivor, divorcee, dependent or parent.
We've helped thousands of Americans find the best way to claim benefits for their situation.
START with the basics for free
Start with our Basic Strategy service for an accurate benefits estimate and optimization. At any time, you can upgrade to our Complete Strategy service, which includes all our advanced strategies, and filing assistance from Harbor.
$40 for Lifetime License
Completely Free for Life
Extremely accurate estimates of monthly benefits.
Compare unlimited scenarios for when and how you claim.
See how Social Security affects your overall retirement readiness.
Auto-compare thousands of strategies to find $1000s in extra benefits.
Get help with special rules claiming benefits for survivors, divorcees, and others.
|Complete Retirement Planning
Access to Harbor's full suite of comprehensive retirement planning services.
12 months included!
more than just social security
In addition to Social Security, every Complete Planning license comes with 12 months of access to Harbor's comprehensive retirement planning tools, so you can feel confident about every aspect of your retirement plan--a $150 Value!
- Online software with no download required: compatible with Mac, Windows, and Android
- Safe and secure: NO Social Security number or names needed, all data stored in highly secure data-center