software to maximize your SOCIAL SECURITY benefits

 

If you're like most Americans, working through the rules and regulations of Social Security can be overwhelming.

Our planning software guides you through the thousands of possible ways to claim, to the right answer for your situation.

Get started by trying out our free service--no credit card information required. 

Learn more about the features


Harbor finds the right strategy for you

Our expert software will guide you through all the major factors that make your situation unique:

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DEFERRING VS. CLAIMING EARLY

Delaying raises your benefit amount, but might not be the right strategy if you have short-term income needs or health issues. 

      YOUR OVERALL RETIREMENT PLAN

      Social Security is only part of the picture. See how your strategy will fit with your overall retirement plan: goals, investments, and more.

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      CLAIMING WITH A SPOUSE

      Married couples have literally thousands of ways to claim benefits. A good strategy can result in thousands of dollars more in benefits.

      RULES FOR SPECIAL SITUATIONS

      Get help understanding eligibility & claiming rules, and maximize your benefit as as a survivor, divorcee, dependent or parent.

      We've helped thousands of Americans find the best way to claim benefits for their situation.


      more than just social security

      Social Security is a critical piece of a complete retirement plan.  Get an estimate for your benefits, see how they can fit in with your overall retirement plan, and maximize them for your unique situation.  

      And more...

      • Easy to use:  You'll be able to get an estimate and basic maximization within 10 minutes of starting
      • Online software with no download required: compatible with  Mac, Windows, and Android
      • Safe and secure: NO Social Security number or names needed, all data stored in highly secure data-center