Harbor has pledged to put you first

Unlike doctors and lawyers, financial advisors do not always have an obligation to put your best interests first.  Most advisors don't even pledge to uphold a basic standard of professional conduct. But they ought to.  

If an advisor won't make you the basic promise to put your interests first, then who's interest are they serving?  For any advisor you consider working with, ask them to sign the fiduciary pledge below.

Unlike most financial advisors and insurance agents, Harbor is a registered investment advisor, sworn to act in your best interests.  We are legally obligated to put your interests first, and its the only way we would ever do it.   

The Fiduciary Pledge

I, the undersigned, pledge to exercise my best efforts to always act in good faith and in the best interests of my client, __________, and will act as a fiduciary.  I will provide written disclosure, in advance, of any conflicts of interest which could reasonably compromise the impartiality of my advice. Moreover, in advance, I will disclose any and all fees I will receive as a result of this transaction and I will disclose any and all fees I pay to others for referring  this client transaction to me.  This pledge covers all financial services and advice offered.

Signed: __________________

Ask an Advisor to sign

The Advisor's Name *
The Advisor's Name
Your Name
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Translation of the Pledge

I will do my best for your financial future.

I will put your interests ahead of my own.

I will be careful with your money and have the expertise needed.

I will tell you the important information.

I will tell you how I make money from you, and how much.